I believe there is a better way to administer estates,


Bruce Young, CPA, CA, CEA

Founder & Principal Advisor

I founded Collective Agreement after going through the painful process of estate administration for a family member that lovingly named me as their executor. It was an honour to be asked, but it left me questioning why it was so onerous, expensive and took so long (and too many people) to get everything processed accurately.

My results-oriented business perspective, honed over years of leadership roles in private companies, and a bias for accountability, derived from my PricewaterhouseCoopers (PwC) professional experience, had me asking how I could've achieved better outcomes for all the beneficiaries and executors. 

From my work with innovative startups over the past decade, I knew there the entire process could be handled much more effectively with purpose-built technology. 

It led me to source the best platforms for estates and trusts and starting my consulting practice to provide clients and their advisors a more collaborative, cost-efficient approach to estate and trust administration.

With experience in commercial disputes and litigation along with an array of business-related issues (refer to my Practice Areas noted below), I'm typically referred to clients by legal, financial and tax advisors for more complex situations and estates/trusts prone to disputes. 


Collective Agreement operates with low overheads, working virtually and collaboratively, enabled by using the most advanced, secure technology platforms in the estates and trusts space. Services are provided by its principal advisor Bruce Young, CPA, CA, CEA; as required, contacted support services are engaged. 

Fees are project-based, determined by the complexity and the scope of work, not as a percentage of the value of an estate/trust and aligned with client requirements (including payment, when fees need to be funded by the estate).

Collective Agreement's core value proposition is matching the most cost-effective resource to each element of work throughout the estate/trust administration process. For lawyers and other trusted advisors, this agile, lean fee structure generates significant cost savings for your clients.

Practice Areas & Experience

Kindly note I do not provide forensic accounting, business audits, valuations, or income tax services. When required, I refer any such work to other qualified CPAs who do. I also do not act as a mediator; rather, I help my clients prepare for and succeed at it. 

Collective Agreement empowers executors and trustees to take a more active role in estate/trust administration, by combining innovative legal technology designed for estates and trusts professionals  with a personalized, hands-on approach to guide them through all the complexities of the probate and trusteeship process.

A Good Fit For:

Client Stories (select dropdown)

Sharing a few good client stories (without names) and some nice endorsements (with their permission):

"When our mother passed away, I was gobsmacked by the complexities of Ontario's probate process. Bruce stepped in, got the estate organized and arranged for a support team to assist with submitting the application. His pragmatic suggestions ensured it was processed without any hiccups, and he helped me keep my siblings informed throughout. His experience allowed me to honour my mother's wishes and my family is truly grateful." Brian Gladstone, Executor

"I highly recommend Bruce, not only for his excellent work but for his ability to reduce complex matters into addressable steps." Edna Lopez

"If you're thinking about suing, or if you just got sued, you better call Bruce!"  Mike Carr, CEO

"Thanks Bruce for your thorough work and helpful communication to all of us - it got us all on the same page!" Jim Brown, Independent Director

"Thanks to Bruce, we went into our negotiations clearheaded, anchored by a sound strategy. He helped us avoid litigation and move on, unshackled from a family member with a grudge." Pam & Elliot 

* BATNA is the acronym for "Best Alternative To a Negotiated Agreement", that's defined as the most advantageous alternative that a negotiating party can take if negotiations fail and and agreement is not reached. The term that emerged from the book “Getting to Yes: Negotiating Without Giving In” (by Roger Fisher and William Ury); it's been embraced by many and covered extensively as part of Harvard Law School's Program on Negotiation [more about BATNA on their PON website].

Professional Registrations & Industry Affiliations

Downloadable overview

Collective Agreement Overview (v24b).pdf